Dual Special Needs Plans (DSNPs) are a type of Medicare Advantage plan where the membership is limited to patients who are dually eligible for Medicare and Medicaid at the same time.
Medicare and Medicaid are important sources of health care benefits for millions of Americans, but the programs can be confusing and tough to navigate. This is especially true for people eligible for both programs. By coordinating Medicare and Medicaid benefits, DSNPs can make it simpler for members to navigate the healthcare system. DSNPs encourage everyone involved in caring for a member, including primary care doctors, specialists, hospitals and care managers to work together, in an effort to improve the members’ health as well as their experience with the healthcare system.
DSNPs usually offer additional benefits, which can include:
- Dental care, such as exams, x-rays, cleanings, fillings, crowns and extractions
- Access to a health products catalogue to order over-the-counter products such as vitamins and first-aid supplies at a discount;
- Hearing exams and access to hearing aids at a reduced cost
- An annual eye exam and a credit for eyewear; and
- Transportation to health care visits and the pharmacy
And an added bonus: People who are eligible for a DSNP can usually enroll for no monthly premium, making it an affordable option.
People who are eligible for a DSNP can enroll or switch to a new plan at any time during the year.